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Irobi, Nnenna Christiana (2008) Microfinance and poverty alleviation. Other thesis, SLU.

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Abstract

Microfinance, which is one of the tools used in poverty alleviation, has been with us since time immemorial. In Nigeria it is traditionally rooted, while providing credit and financial services to the poor or low-income earners. There are people with self-help groups, rotating savings and associations with several activities aiding members to come out of poverty etc. Microfinance however, is been implemented to overcome the failure of the formal banking industry at offering small loans for the poor to enable them perform some income generating activities. The question of 'whom does the microfinance benefit', and how it affects the welfare of different groups of individuals and household was tackled in this study. This was achieved through studying the impact of micro financing on a group of women - Obazu Progressive Women Association, Mbieri, Owerri in Nigeria involved in poverty alleviating activities for their members. From the findings of this study, the microfinance intervention has a positive impact on alleviation of poverty among the women of this association. Interestingly, this study found that most women in this association experienced increased income and therefore improved their economic status, political and social conditions after receiving the loans. This result therefore further upholds the main purpose and objectives of microfinance in general.

Item Type: Thesis (Other)
Keywords: Microfinance, poverty alleviation, women empowerment, Obazu Progressive Women Association, Nigeria.
Subject (faculty): Faculty of Natural Resources and Agricultural Sciences > Dept. of Economics
Divisions: SLU > Faculty of Natural Resources and Agricultural Sciences
Depositing User: Gunilla �kerlund
Date Deposited: 23 Sep 2008
Last Modified: 18 Aug 2015 10:08
URI: http://ex-epsilon.slu.se/id/eprint/2849

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